A significant threat to the viability of any company is the exposure it faces from litigation arising from everyday business activities. Our world is fast paced and ever changing, producing a veritable barrage of new sources for potential claims. The universe of responsibility placed upon enterprises is constantly expanding, and as such, attention must be paid to potential new sources of liability as your business changes.
Sources of liability can arise from four major areas:
- Your operations while they are being performed.
- Your operations performed by others for you.
- Products that you sell or services you provide after they are sold or work is completed.
- Risks you assume and are responsible for under a contract.
Common claims can be brought for pain and suffering, loss of property or loss of use, discrimination, violation of intellectual property rights, harassment, employment practices, or mismanagement, among others.
By collaborating with your legal counsel, Santa Maria provides a level of expertise that helps identify, mitigate and protect your business from these threats. We are regularly asked to review a variety of business issues including contracts relative to risk management and insurance requirements.
Products and Services
- Review of rating classifications
- Review of lease agreements
- Review of coverage terms for outside contractors and subcontractors
- Review of outside contractual agreements
- Review of certificates received from others
- Online certificate issuance program
Request a Consultation
To discuss your third-party liability risks with an expert, please contact Santa Maria online or call us at (925) 956-7600.