Food and Agriculture

SMC helps food companies and agricultural businesses address many industry-specific risks and opportunities, including:

  • Food-borne illness issues
  • Product recalls
  • Reputational damages and crisis management response associated with private labeling
  • Interruption of upstream or downstream supply
  • Environmental business risk exposures that warrant risk transfer solutions
  • Interruption of earnings arising from property damage
  • Potential FDA changes that could potentially affect their business
  • Workplace-related injuries

Resources and Benefits for Clients

  • Identification of food company threats to design, implement, and manage a comprehensive program of risk mitigation and transfer
  • Expertise in reducing cash outlay through customized self-insurance arrangements
  • Expertise in reducing workplace hazards and the costs of injuries that do occur through specialized training, claims advocacy, and Workers Compensation consulting
  • Analysis of cargo and warehouse value to assure proper limits and coverage
  • Procurement of custom bonds

Client Success Examples

  • Santa Maria & Company restructured a workers compensation program to reduce the client’s potential cost by $2 million per year.
  • Through risk engineering, we identified safety solutions that reduced our client’s premium by 20%.

Request a Consultation

To discuss the risk management needs of your food company or agricultural business, please contact Santa Maria online or call us at (925) 956-7600.